Anyone who uses Signal is invited to download the new sticker pack: Isabella the Monero Girl signal.art/addstickers/#pack_id=313…4c89dca267bae5ef5c450abe7a0058128a7

Sweet

Signal is amazing

something something phone number

Will it run on my Nokia 3310?

wait!

Use this one instead: signal.art/addstickers/#pack_id=c7d…4bc949815cc89f8868b1ab48615ca919c5f

the last one had a draft version of the cry sticker. This one is feature filled.

man i forgot how good tenacious d is

binaryFate: do you run aeon.to?

my company does yes

not involved much myself

oh nice, i just saw the post on reddit and noticed that it was very similar

is it a bug that xmr.to is unusable in the UK, but aeon.to isn't?

Guys I released new MYmonero clone wallet ---> xmrwallet.xyz

asymptotically not intended, thank you for reporting this

endogenic: hop in #monero-compliance

knowing "two-hop" or "customer's customer" does not ever suggest that this process needs to be done on-chain

nor does it suggest that on-chain surveillance is necessarily sufficient to meet this need

<cankerwort> Is xmr.to blocked in any EU countries?

<cankerwort> binaryFate: did you mean accidentally disabled in UK?

<cankerwort> Also ToS for xmr.to says:

<cankerwort> not located or resident in the United States, China, or any Blacklisted Jurisdictions (as defined below);

<cankerwort> But never defines Blacklisted Jurisdictions

sgp_: What kind of process would be used off-chain then?

dEBRUYNE: first, keep in mind the context for all of these regulations: they were made with cash in mind

so knowing the customer's customer in that sense, if needed as a part of an enhanced customer due diligence (CDD) measure if risk risk is determined, could include the following depending on the circumstances (there is no clear "if this, then this" from the regulators):

it's "if maybe this, then maybe this"

bank statements, pay stubs, main contracts

first two are the most relevant for individuals

investment account statements

the process would involve manually collecting information about the source of funds and learning more about where they spend their money

on-chain can help with this of course

I see, and these kind of things would be helpful in case of Monero right?

but an individual's on-chain activity only shows so much about an Individual or Entity's entire financial dealings

yes, we have decades of compliance programs built to learn this info for cash

there are no additional restrictions on crypto from this perspective in the US (largest exception is the Bitlicense, but that doesn't have language that applies here)

it has language that is related to compliance, but it does not suggest on-chain is necessary to complete these objectives

So if I understand this correctly, if there is an XMR withdrawal or deposit that is determined high risk, the 'enhanced customer due diligence' could be invoked

yes absolutely, can happen with any asset

high risk or higher risk

in Parts 1010 and 1022

haha pasted in the wrong place, you have a preview of my ideas to come :p ^

The most relevant FinCEN regulations are parts 1010 and 1022

Whenever you see FinCEN guidance for crypto, it is effectively guidance on how to apply 1010 and 1022

Thanks, will read up on it

it's hard to read